*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

  :root {
    --navy:     #112240;
    --navy-deep:#0D1B2A;
    --gold:     #C9A84C;
    --gold-dark:#B8953F;
    --offwhite: #F7F5F2;
    --white:    #FFFFFF;
    --text:     #2D2D2D;
    --muted:    #6B6B6B;
    --border:   #E0DDD8;
    --light-bg: #F0EDE8;
    --serif: 'Playfair Display', Georgia, serif;
    --sans:  'DM Sans', system-ui, sans-serif;
  }

  html { scroll-behavior: smooth; }

  body {
    font-family: var(--sans);
    background: var(--offwhite);
    color: var(--text);
    line-height: 1.7;
    font-size: 16px;
  }

  /* ── NAVIGATION ── */
  nav {
    position: fixed; top: 0; left: 0; right: 0; z-index: 100;
    background: rgba(255,255,255,0.97);
    backdrop-filter: blur(8px);
    border-bottom: 1px solid var(--border);
    padding: 0 40px;
    height: 68px;
    display: flex; align-items: center; justify-content: space-between;
  }
  .nav-logo {
    font-family: var(--serif);
    font-size: 18px;
    font-weight: 600;
    color: var(--navy);
    text-decoration: none;
    letter-spacing: -0.3px;
  }
  .nav-logo span { color: var(--gold); }
  .nav-links {
    display: flex; gap: 32px; align-items: center;
    list-style: none;
  }
  .nav-links a {
    text-decoration: none;
    color: var(--text);
    font-size: 14px;
    font-weight: 500;
    letter-spacing: 0.2px;
    transition: color 0.2s;
  }
  .nav-links a:hover { color: var(--navy); }
  .nav-cta {
    background: var(--navy);
    color: var(--white) !important;
    padding: 10px 22px;
    border-radius: 4px;
    font-size: 13px !important;
    font-weight: 600 !important;
    letter-spacing: 0.5px;
    transition: background 0.2s !important;
  }
  .nav-cta:hover { background: var(--gold) !important; color: var(--navy) !important; }

  /* ── NAV DROPDOWN ── */
  .nav-dropdown { position: relative; }
  .nav-dropdown > a { cursor: pointer; }
  .nav-dropdown > a::after { content: ' ▾'; font-size: 10px; opacity: 0.5; }
  .nav-dropdown-menu {
    display: none;
    position: absolute;
    top: calc(100% + 12px);
    left: -16px;
    background: var(--white);
    border: 1px solid var(--border);
    border-radius: 6px;
    box-shadow: 0 12px 40px rgba(0,0,0,0.1);
    min-width: 300px;
    padding: 8px 0;
    z-index: 200;
  }
  .nav-dropdown:hover .nav-dropdown-menu { display: block; }
  .nav-dropdown-menu a {
    display: block !important;
    padding: 10px 20px !important;
    font-size: 14px !important;
    color: var(--text) !important;
    text-decoration: none;
    transition: background 0.15s;
    border-bottom: none !important;
  }
  .nav-dropdown-menu a:hover { background: var(--light-bg) !important; color: var(--navy) !important; }
  .nav-dropdown-menu a small {
    display: block;
    font-size: 12px;
    color: var(--muted);
    margin-top: 2px;
    font-weight: 400;
  }
  .nav-dropdown-divider { height: 1px; background: var(--border); margin: 4px 0; }

  /* ── SOLUTION CARD LINK ── */
  a.solution-card { text-decoration: none; color: inherit; display: block; }

  /* ── HERO ── */
  #hero {
    background: var(--navy);
    min-height: 100vh;
    display: grid;
    grid-template-columns: 1fr 1fr;
    align-items: center;
    padding: 120px 80px 80px;
    gap: 60px;
    position: relative;
    overflow: hidden;
  }
  #hero::before {
    content: '';
    position: absolute;
    top: -200px; right: -200px;
    width: 600px; height: 600px;
    background: radial-gradient(circle, rgba(201,168,76,0.06) 0%, transparent 70%);
    pointer-events: none;
  }
  .hero-content { position: relative; z-index: 1; }
  .hero-badge {
    display: inline-flex; align-items: center; gap: 8px;
    background: rgba(201,168,76,0.12);
    border: 1px solid rgba(201,168,76,0.3);
    color: var(--gold);
    font-size: 12px;
    font-weight: 600;
    letter-spacing: 1.2px;
    text-transform: uppercase;
    padding: 6px 14px;
    border-radius: 3px;
    margin-bottom: 32px;
  }
  .hero-badge::before {
    content: '';
    width: 6px; height: 6px;
    background: var(--gold);
    border-radius: 50%;
  }
  h1.hero-title {
    font-family: var(--serif);
    font-size: clamp(42px, 5vw, 64px);
    font-weight: 700;
    color: var(--white);
    line-height: 1.1;
    letter-spacing: -1px;
    margin-bottom: 12px;
  }
  h1.hero-title em {
    font-style: normal;
    color: var(--gold);
  }
  .hero-subtitle {
    font-family: var(--serif);
    font-size: clamp(18px, 2vw, 22px);
    color: rgba(247,245,242,0.7);
    font-weight: 400;
    margin-bottom: 32px;
    line-height: 1.4;
    font-style: italic;
  }
  .hero-text {
    color: rgba(247,245,242,0.75);
    font-size: 16px;
    line-height: 1.8;
    margin-bottom: 40px;
    max-width: 480px;
  }
  .hero-bullets {
    list-style: none;
    margin-bottom: 48px;
  }
  .hero-bullets li {
    color: rgba(247,245,242,0.8);
    font-size: 15px;
    padding: 6px 0;
    display: flex; align-items: center; gap: 12px;
  }
  .hero-bullets li::before {
    content: '';
    width: 20px; height: 1px;
    background: var(--gold);
    flex-shrink: 0;
  }
  .btn-primary {
    display: inline-block;
    background: var(--gold);
    color: var(--navy);
    text-decoration: none;
    padding: 16px 36px;
    font-weight: 700;
    font-size: 15px;
    letter-spacing: 0.3px;
    border-radius: 4px;
    transition: all 0.2s;
    border: 2px solid var(--gold);
  }
  .btn-primary:hover {
    background: transparent;
    color: var(--gold);
  }
  .btn-secondary {
    display: inline-block;
    background: transparent;
    color: rgba(247,245,242,0.7);
    text-decoration: none;
    padding: 16px 28px;
    font-weight: 500;
    font-size: 15px;
    letter-spacing: 0.3px;
    margin-left: 12px;
    transition: color 0.2s;
  }
  .btn-secondary:hover { color: var(--white); }
  .hero-image {
    position: relative;
    align-self: stretch;
    display: flex; align-items: flex-end;
  }
  .hero-image-frame {
    width: 100%;
    aspect-ratio: 3/4;
    background: linear-gradient(160deg, rgba(201,168,76,0.08) 0%, rgba(17,34,64,0.4) 100%);
    border: 1px solid rgba(201,168,76,0.2);
    border-radius: 6px;
    display: flex; align-items: center; justify-content: center;
    overflow: hidden;
    position: relative;
  }
  .hero-image-placeholder {
    color: rgba(201,168,76,0.4);
    font-family: var(--serif);
    font-size: 14px;
    text-align: center;
    padding: 40px;
  }
  .hero-image-placeholder svg {
    width: 64px; height: 64px;
    margin-bottom: 16px;
    opacity: 0.3;
  }

  /* ── TRUST BAR ── */
  #trustbar {
    background: var(--navy-deep);
    padding: 28px 80px;
    border-top: 1px solid rgba(201,168,76,0.2);
  }
  .trust-items {
    display: flex; justify-content: center;
    gap: 60px; flex-wrap: wrap;
    list-style: none;
  }
  .trust-items li {
    display: flex; align-items: center; gap: 10px;
    color: rgba(247,245,242,0.75);
    font-size: 13px;
    font-weight: 500;
    letter-spacing: 0.3px;
  }
  .trust-items li svg {
    width: 16px; height: 16px;
    color: var(--gold);
    flex-shrink: 0;
  }
  .trust-items strong { color: var(--gold); }

  /* ── SECTION DEFAULTS ── */
  section { padding: 100px 80px; }
  .section-label {
    font-size: 11px;
    font-weight: 700;
    letter-spacing: 2.5px;
    text-transform: uppercase;
    color: var(--gold);
    margin-bottom: 16px;
  }
  h2.section-title {
    font-family: var(--serif);
    font-size: clamp(30px, 3.5vw, 44px);
    font-weight: 700;
    color: var(--navy);
    line-height: 1.15;
    letter-spacing: -0.5px;
    margin-bottom: 20px;
  }
  .section-intro {
    font-size: 17px;
    color: var(--muted);
    max-width: 560px;
    line-height: 1.8;
    margin-bottom: 60px;
  }

  /* ── TESTIMONIALS ── */
  #testimonials {
    background: var(--white);
  }
  .testimonials-header { margin-bottom: 60px; }
  .testimonials-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 32px;
  }
  .testimonial-card {
    background: var(--offwhite);
    border: 1px solid var(--border);
    border-left: 3px solid var(--gold);
    padding: 40px;
    border-radius: 6px;
    position: relative;
  }
  .testimonial-quote {
    font-family: var(--serif);
    font-size: 28px;
    color: var(--gold);
    line-height: 1;
    margin-bottom: 20px;
    opacity: 0.5;
  }
  .testimonial-text {
    font-size: 16px;
    line-height: 1.8;
    color: var(--text);
    font-style: italic;
    margin-bottom: 32px;
  }
  .testimonial-outcome {
    background: rgba(201,168,76,0.1);
    border: 1px solid rgba(201,168,76,0.25);
    color: var(--navy);
    font-size: 13px;
    font-weight: 600;
    padding: 8px 14px;
    border-radius: 3px;
    display: inline-block;
    margin-bottom: 28px;
  }
  .testimonial-author {
    display: flex; align-items: center; gap: 14px;
  }
  .author-avatar {
    width: 48px; height: 48px;
    background: var(--navy);
    border-radius: 50%;
    display: flex; align-items: center; justify-content: center;
    color: var(--gold);
    font-family: var(--serif);
    font-size: 18px;
    font-weight: 700;
    flex-shrink: 0;
  }
  .author-name {
    font-weight: 600;
    font-size: 15px;
    color: var(--navy);
  }
  .author-title {
    font-size: 13px;
    color: var(--muted);
  }

  /* ── CREDENTIALS ── */
  #credentials {
    background: var(--offwhite);
  }
  .credentials-layout {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 80px;
    align-items: center;
  }
  .credentials-badges {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 20px;
  }
  .credential-badge {
    background: var(--white);
    border: 1px solid var(--border);
    padding: 32px 24px;
    border-radius: 6px;
    text-align: center;
    transition: border-color 0.2s, transform 0.2s;
  }
  .credential-badge:hover {
    border-color: var(--gold);
    transform: translateY(-2px);
  }
  .badge-icon {
    width: 52px; height: 52px;
    background: var(--navy);
    border-radius: 50%;
    display: flex; align-items: center; justify-content: center;
    margin: 0 auto 16px;
    color: var(--gold);
    font-family: var(--serif);
    font-weight: 700;
    font-size: 14px;
    letter-spacing: -0.5px;
  }
  .badge-title {
    font-weight: 700;
    font-size: 14px;
    color: var(--navy);
    margin-bottom: 6px;
  }
  .badge-sub {
    font-size: 12px;
    color: var(--muted);
  }
  .stat-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 20px;
    margin-top: 32px;
  }
  .stat-item {
    background: var(--navy);
    padding: 28px 24px;
    border-radius: 6px;
    text-align: center;
  }
  .stat-number {
    font-family: var(--serif);
    font-size: 36px;
    font-weight: 700;
    color: var(--gold);
    line-height: 1;
    margin-bottom: 8px;
  }
  .stat-label {
    font-size: 13px;
    color: rgba(247,245,242,0.65);
    line-height: 1.4;
  }

  /* ── ABOUT ── */
  #about {
    background: var(--white);
  }
  .about-layout {
    display: grid;
    grid-template-columns: 1fr 1.4fr;
    gap: 80px;
    align-items: center;
  }
  .about-image-frame {
    aspect-ratio: 3/4;
    background: var(--light-bg);
    border-radius: 6px;
    border: 1px solid var(--border);
    display: flex; align-items: center; justify-content: center;
    overflow: hidden;
    position: relative;
  }
  .about-image-frame::after {
    content: '';
    position: absolute;
    bottom: 0; left: 0; right: 0;
    height: 40%;
    background: linear-gradient(transparent, rgba(17,34,64,0.15));
  }
  .about-image-placeholder {
    color: var(--border);
    font-size: 13px;
    text-align: center;
  }
  .about-content .section-label { margin-bottom: 12px; }
  .about-text {
    font-size: 16px;
    color: var(--text);
    line-height: 1.85;
    margin-bottom: 20px;
  }
  .about-highlights {
    list-style: none;
    margin: 32px 0;
    display: flex; flex-direction: column; gap: 14px;
  }
  .about-highlights li {
    display: flex; align-items: flex-start; gap: 14px;
    font-size: 15px;
    color: var(--text);
    line-height: 1.6;
  }
  .highlight-dot {
    width: 20px; height: 20px;
    background: rgba(201,168,76,0.12);
    border: 1.5px solid var(--gold);
    border-radius: 50%;
    display: flex; align-items: center; justify-content: center;
    flex-shrink: 0;
    margin-top: 2px;
  }
  .highlight-dot::after {
    content: '';
    width: 6px; height: 6px;
    background: var(--gold);
    border-radius: 50%;
  }
  .about-cta {
    display: inline-block;
    background: var(--navy);
    color: var(--white);
    text-decoration: none;
    padding: 14px 32px;
    font-weight: 600;
    font-size: 14px;
    border-radius: 4px;
    transition: background 0.2s;
    margin-top: 12px;
  }
  .about-cta:hover { background: var(--gold); color: var(--navy); }

  /* ── PROCESS ── */
  #process {
    background: var(--navy);
  }
  #process .section-label { color: rgba(201,168,76,0.8); }
  #process h2.section-title { color: var(--white); }
  #process .section-intro { color: rgba(247,245,242,0.6); }
  .process-steps {
    display: grid;
    grid-template-columns: repeat(5, 1fr);
    gap: 0;
    margin-top: 60px;
    position: relative;
  }
  .process-steps::before {
    content: '';
    position: absolute;
    top: 32px; left: 10%; right: 10%;
    height: 1px;
    background: rgba(201,168,76,0.2);
  }
  .step {
    padding: 0 16px;
    position: relative;
    text-align: center;
  }
  .step-number {
    width: 64px; height: 64px;
    background: rgba(201,168,76,0.1);
    border: 1.5px solid rgba(201,168,76,0.4);
    border-radius: 50%;
    display: flex; align-items: center; justify-content: center;
    margin: 0 auto 24px;
    font-family: var(--serif);
    font-size: 20px;
    font-weight: 700;
    color: var(--gold);
    position: relative; z-index: 1;
    background: var(--navy);
    transition: all 0.2s;
  }
  .step:hover .step-number {
    background: var(--gold);
    color: var(--navy);
    border-color: var(--gold);
  }
  .step-title {
    font-weight: 600;
    font-size: 14px;
    color: var(--white);
    margin-bottom: 12px;
    line-height: 1.4;
  }
  .step-text {
    font-size: 13px;
    color: rgba(247,245,242,0.5);
    line-height: 1.7;
  }

  /* ── SOLUTIONS ── */
  #solutions {
    background: var(--offwhite);
  }
  .solutions-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
  }
  .solution-card {
    background: var(--white);
    border: 1px solid var(--border);
    padding: 36px 32px;
    border-radius: 6px;
    transition: all 0.25s;
    cursor: pointer;
    text-decoration: none;
    color: inherit;
    display: block;
  }
  .solution-card:hover {
    border-color: var(--navy);
    transform: translateY(-3px);
    box-shadow: 0 12px 40px rgba(17,34,64,0.08);
  }
  .solution-icon {
    width: 44px; height: 44px;
    background: rgba(17,34,64,0.06);
    border-radius: 4px;
    display: flex; align-items: center; justify-content: center;
    margin-bottom: 20px;
  }
  .solution-icon svg { width: 20px; height: 20px; color: var(--navy); }
  .solution-title {
    font-weight: 700;
    font-size: 16px;
    color: var(--navy);
    margin-bottom: 10px;
    line-height: 1.3;
  }
  .solution-text {
    font-size: 14px;
    color: var(--muted);
    line-height: 1.75;
  }
  .solution-link {
    display: inline-block;
    margin-top: 16px;
    font-size: 13px;
    font-weight: 600;
    color: var(--navy);
    letter-spacing: 0.2px;
    transition: color 0.2s;
  }
  .solution-card:hover .solution-link { color: var(--gold); }

  /* ── FAQ ── */
  #faq {
    background: var(--white);
  }
  .faq-layout {
    display: grid;
    grid-template-columns: 1fr 2fr;
    gap: 80px;
  }
  .faq-list { display: flex; flex-direction: column; gap: 2px; }
  .faq-item {
    border-bottom: 1px solid var(--border);
  }
  .faq-question {
    width: 100%;
    background: none;
    border: none;
    text-align: left;
    padding: 22px 0;
    font-family: var(--sans);
    font-size: 15px;
    font-weight: 600;
    color: var(--navy);
    cursor: pointer;
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 20px;
    transition: color 0.2s;
  }
  .faq-question:hover { color: var(--gold); }
  .faq-icon {
    width: 22px; height: 22px;
    background: rgba(17,34,64,0.06);
    border-radius: 50%;
    display: flex; align-items: center; justify-content: center;
    flex-shrink: 0;
    font-size: 16px;
    color: var(--navy);
    transition: all 0.2s;
  }
  .faq-item.open .faq-icon {
    background: var(--gold);
    color: var(--navy);
    transform: rotate(45deg);
  }
  .faq-answer {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.3s ease;
  }
  .faq-answer p {
    font-size: 15px;
    color: var(--muted);
    line-height: 1.8;
    padding-bottom: 22px;
  }
  .faq-item.open .faq-answer { max-height: 300px; }

  /* ── CONTACT ── */
  #contact {
    background: var(--navy);
    position: relative;
    overflow: hidden;
  }
  #contact::before {
    content: '';
    position: absolute;
    bottom: -300px; right: -300px;
    width: 700px; height: 700px;
    background: radial-gradient(circle, rgba(201,168,76,0.05) 0%, transparent 60%);
    pointer-events: none;
  }
  #contact .section-label { color: rgba(201,168,76,0.8); }
  #contact h2.section-title { color: var(--white); }
  #contact .section-intro { color: rgba(247,245,242,0.6); }
  .contact-layout {
    display: grid;
    grid-template-columns: 1fr 1.2fr;
    gap: 80px;
    align-items: start;
  }
  .contact-info { padding-top: 8px; }
  .contact-promises {
    list-style: none;
    margin-bottom: 48px;
    display: flex; flex-direction: column; gap: 16px;
  }
  .contact-promises li {
    display: flex; align-items: center; gap: 14px;
    color: rgba(247,245,242,0.75);
    font-size: 15px;
  }
  .promise-check {
    width: 24px; height: 24px;
    border-radius: 50%;
    background: rgba(201,168,76,0.15);
    border: 1.5px solid rgba(201,168,76,0.4);
    display: flex; align-items: center; justify-content: center;
    flex-shrink: 0;
    color: var(--gold);
    font-size: 12px;
    font-weight: 700;
  }
  .contact-direct {
    border-top: 1px solid rgba(247,245,242,0.1);
    padding-top: 32px;
    display: flex; flex-direction: column; gap: 12px;
  }
  .contact-direct a {
    color: rgba(247,245,242,0.6);
    text-decoration: none;
    font-size: 14px;
    display: flex; align-items: center; gap: 10px;
    transition: color 0.2s;
  }
  .contact-direct a:hover { color: var(--gold); }
  .contact-form {
    background: rgba(255,255,255,0.04);
    border: 1px solid rgba(255,255,255,0.1);
    padding: 48px 44px;
    border-radius: 8px;
    backdrop-filter: blur(4px);
  }
  .form-group { margin-bottom: 20px; }
  .form-group label {
    display: block;
    font-size: 12px;
    font-weight: 600;
    letter-spacing: 0.8px;
    text-transform: uppercase;
    color: rgba(247,245,242,0.5);
    margin-bottom: 8px;
  }
  .form-group input,
  .form-group textarea,
  .form-group select {
    width: 100%;
    background: rgba(255,255,255,0.06);
    border: 1px solid rgba(255,255,255,0.12);
    color: var(--white);
    font-family: var(--sans);
    font-size: 15px;
    padding: 14px 18px;
    border-radius: 4px;
    transition: border-color 0.2s;
    outline: none;
    -webkit-appearance: none;
  }
  .form-group select option {
    background: #112240;
    color: #FFFFFF;
  }
  .form-group input::placeholder,
  .form-group textarea::placeholder { color: rgba(247,245,242,0.3); }
  .form-group input:focus,
  .form-group textarea:focus { border-color: rgba(201,168,76,0.5); }
  .form-group textarea { resize: vertical; min-height: 120px; }
  .form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
  .form-privacy {
    font-size: 12px;
    color: rgba(247,245,242,0.35);
    margin-bottom: 24px;
    line-height: 1.6;
  }
  .btn-form {
    width: 100%;
    background: var(--gold);
    color: var(--navy);
    border: none;
    padding: 16px 36px;
    font-family: var(--sans);
    font-size: 15px;
    font-weight: 700;
    letter-spacing: 0.3px;
    border-radius: 4px;
    cursor: pointer;
    transition: all 0.2s;
  }
  .btn-form:hover { background: var(--gold-dark); }
  .form-note {
    text-align: center;
    font-size: 12px;
    color: rgba(247,245,242,0.35);
    margin-top: 16px;
  }

  /* ── FOOTER ── */
  footer {
    background: var(--navy-deep);
    border-top: 1px solid rgba(201,168,76,0.15);
    padding: 60px 80px 40px;
  }
  .footer-top {
    display: grid;
    grid-template-columns: 1.5fr 1fr 1fr;
    gap: 60px;
    margin-bottom: 48px;
  }
  .footer-brand {
    font-family: var(--serif);
    font-size: 20px;
    font-weight: 600;
    color: var(--white);
    margin-bottom: 16px;
  }
  .footer-brand span { color: var(--gold); }
  .footer-tagline {
    font-size: 13px;
    color: rgba(247,245,242,0.4);
    line-height: 1.7;
    max-width: 260px;
  }
  .footer-col-title {
    font-size: 11px;
    font-weight: 700;
    letter-spacing: 1.5px;
    text-transform: uppercase;
    color: rgba(201,168,76,0.7);
    margin-bottom: 20px;
  }
  .footer-links {
    list-style: none;
    display: flex; flex-direction: column; gap: 10px;
  }
  .footer-links a {
    color: rgba(247,245,242,0.5);
    text-decoration: none;
    font-size: 14px;
    transition: color 0.2s;
  }
  .footer-links a:hover { color: var(--white); }
  .footer-bottom {
    border-top: 1px solid rgba(255,255,255,0.06);
    padding-top: 28px;
    display: flex;
    justify-content: space-between;
    align-items: center;
  }
  .footer-copy {
    font-size: 12px;
    color: rgba(247,245,242,0.3);
  }
  .footer-legal {
    display: flex; gap: 24px;
  }
  .footer-legal a {
    font-size: 12px;
    color: rgba(247,245,242,0.3);
    text-decoration: none;
    transition: color 0.2s;
  }
  .footer-legal a:hover { color: rgba(247,245,242,0.6); }

  /* ── ANIMATIONS ── */
  @keyframes fadeUp {
    from { opacity: 0; transform: translateY(24px); }
    to   { opacity: 1; transform: translateY(0); }
  }
  .hero-badge  { animation: fadeUp 0.5s ease both; }
  h1.hero-title{ animation: fadeUp 0.5s 0.1s ease both; }
  .hero-subtitle{ animation: fadeUp 0.5s 0.15s ease both; }
  .hero-text   { animation: fadeUp 0.5s 0.2s ease both; }
  .hero-bullets{ animation: fadeUp 0.5s 0.25s ease both; }
  .hero-ctas   { animation: fadeUp 0.5s 0.3s ease both; }

  /* ── MOBILE HAMBURGER TOGGLE ── */
  .nav-mobile-toggle {
    display: none; flex-direction: column; gap: 5px;
    cursor: pointer; padding: 4px; background: none; border: none;
  }
  .nav-mobile-toggle span {
    display: block; width: 24px; height: 2px;
    background: var(--navy); border-radius: 2px; transition: all 0.3s;
  }
  .nav-mobile-toggle.open span:nth-child(1) { transform: rotate(45deg) translate(5px,5px); }
  .nav-mobile-toggle.open span:nth-child(2) { opacity: 0; }
  .nav-mobile-toggle.open span:nth-child(3) { transform: rotate(-45deg) translate(5px,-5px); }

  /* ── TABLET ── */
  @media (max-width: 1024px) {
    section { padding: 80px 48px; }
    #hero { padding: 100px 48px 80px; gap: 40px; }
    #trustbar { padding: 28px 48px; }
    .trust-items { gap: 28px; }
    .trust-items li { font-size: 12px; }
    .process-steps { grid-template-columns: repeat(3,1fr); gap: 32px; }
    .process-steps::before { display: none; }
    .solutions-grid { grid-template-columns: repeat(2,1fr); }
    .credentials-layout { gap: 48px; }
    .about-layout { gap: 48px; }
    .footer-top { gap: 40px; }
  }

  /* ── MOBILE ── */
  @media (max-width: 768px) {
    nav { padding: 0 20px; }
    .nav-links {
      display: none; position: fixed;
      top: 68px; left: 0; right: 0;
      background: var(--white); border-bottom: 1px solid var(--border);
      flex-direction: column; padding: 20px 24px; gap: 0;
      z-index: 99; box-shadow: 0 8px 24px rgba(0,0,0,0.1);
    }
    .nav-links.open { display: flex; }
    .nav-links li { width: 100%; }
    .nav-links a { font-size: 16px; padding: 14px 0; display: block; border-bottom: 1px solid var(--border); }
    .nav-links li:last-child a { border-bottom: none; margin-top: 8px; text-align: center; }
    .nav-mobile-toggle { display: flex; }
    .nav-dropdown-menu {
      position: static !important;
      display: none;
      box-shadow: none !important;
      border: none !important;
      border-radius: 0 !important;
      min-width: auto !important;
      padding: 0 0 0 16px !important;
      background: transparent !important;
    }
    .nav-dropdown.open .nav-dropdown-menu { display: block; }
    .nav-dropdown:hover .nav-dropdown-menu { display: none; }
    .nav-dropdown.open:hover .nav-dropdown-menu { display: block; }
    .nav-dropdown-menu a { padding: 8px 0 !important; font-size: 14px !important; }
    .nav-dropdown-menu a small { display: none; }
    .nav-dropdown-divider { display: none; }
    section { padding: 56px 20px; }
    #hero { grid-template-columns: 1fr; padding: 96px 20px 56px; min-height: auto; gap: 36px; }
    h1.hero-title { font-size: 34px; }
    .hero-subtitle { font-size: 17px; }
    .hero-image { display: none; }
    .btn-secondary { display: none; }
    #trustbar { padding: 24px 20px; }
    .trust-items { flex-direction: column; gap: 14px; align-items: flex-start; }
    .testimonials-grid { grid-template-columns: 1fr; gap: 20px; }
    .testimonial-card { padding: 28px 20px; }
    .credentials-layout { grid-template-columns: 1fr; gap: 40px; }
    .credentials-badges { grid-template-columns: repeat(2,1fr); }
    .stat-row { grid-template-columns: repeat(2,1fr); }
    .about-layout { grid-template-columns: 1fr; gap: 32px; }
    .about-image-frame { aspect-ratio: 3/4; max-height: 420px; }
    .process-steps { grid-template-columns: 1fr; gap: 28px; }
    .process-steps::before { display: none; }
    .step {
      text-align: left;
      display: grid;
      grid-template-columns: 48px 1fr;
      grid-template-rows: auto auto;
      gap: 0 16px;
      align-items: start;
      padding: 0;
    }
    .step-number {
      margin: 0;
      flex-shrink: 0;
      width: 48px; height: 48px;
      font-size: 16px;
      grid-row: 1 / 3;
      grid-column: 1;
      align-self: start;
    }
    .step-title {
      text-align: left;
      grid-column: 2;
      grid-row: 1;
      padding-top: 10px;
    }
    .step-text {
      text-align: left;
      grid-column: 2;
      grid-row: 2;
      margin-top: 6px;
    }
    .solutions-grid { grid-template-columns: 1fr; gap: 14px; }
    .solution-card { padding: 24px 20px; }
    .faq-layout { grid-template-columns: 1fr; gap: 40px; }
    .faq-layout > div:first-child .about-cta { display: none; }
    .contact-layout { grid-template-columns: 1fr; gap: 44px; }
    .contact-form { padding: 28px 20px; }
    .form-row { grid-template-columns: 1fr; }
    footer { padding: 48px 20px 32px; }
    .footer-top { grid-template-columns: 1fr; gap: 32px; }
    .footer-bottom { flex-direction: column; gap: 14px; text-align: center; }
    .footer-legal { justify-content: center; }
    .section-intro { font-size: 15px; }
  }

  /* ── SMALL MOBILE ── */
  @media (max-width: 420px) {
    h1.hero-title { font-size: 28px; }
    h2.section-title { font-size: 24px; }
    .hero-badge { font-size: 10px; letter-spacing: 1px; padding: 5px 10px; }
    .credentials-badges { grid-template-columns: 1fr; }
    .stat-row { grid-template-columns: 1fr; }
    .btn-primary { width: 100%; text-align: center; display: block; }
    .contact-direct a { font-size: 13px; }
  }

  /* ── SUBPAGE STYLES ── */
  .page-hero {
    background: var(--navy);
    padding: 140px 80px 80px;
    position: relative;
    overflow: hidden;
  }
  .page-hero::before {
    content: '';
    position: absolute;
    top: -200px; right: -200px;
    width: 600px; height: 600px;
    background: radial-gradient(circle, rgba(201,168,76,0.06) 0%, transparent 70%);
    pointer-events: none;
  }
  .page-hero .hero-badge { margin-bottom: 20px; }
  .page-hero h1 {
    font-family: var(--serif);
    font-size: clamp(30px, 4vw, 48px);
    font-weight: 700;
    color: var(--white);
    line-height: 1.15;
    letter-spacing: -0.5px;
    max-width: 720px;
    margin-bottom: 20px;
  }
  .page-hero h1 em { font-style: normal; color: var(--gold); }
  .page-hero .page-subtitle {
    font-size: 17px;
    color: rgba(247,245,242,0.65);
    max-width: 580px;
    line-height: 1.8;
  }
  .breadcrumb {
    font-size: 13px;
    color: rgba(247,245,242,0.4);
    margin-bottom: 24px;
  }
  .breadcrumb a {
    color: rgba(247,245,242,0.5);
    text-decoration: none;
    transition: color 0.2s;
  }
  .breadcrumb a:hover { color: var(--gold); }
  .breadcrumb span { margin: 0 8px; }

  /* Article content */
  .article {
    padding: 80px 80px;
    max-width: 1200px;
    margin: 0 auto;
  }
  .article-grid {
    display: grid;
    grid-template-columns: 1fr 320px;
    gap: 80px;
    align-items: start;
  }
  .article-main h2 {
    font-family: var(--serif);
    font-size: 26px;
    font-weight: 700;
    color: var(--navy);
    margin-top: 48px;
    margin-bottom: 16px;
    line-height: 1.25;
  }
  .article-main h2:first-child { margin-top: 0; }
  .article-main h3 {
    font-size: 18px;
    font-weight: 700;
    color: var(--navy);
    margin-top: 32px;
    margin-bottom: 12px;
  }
  .article-main p {
    font-size: 16px;
    color: var(--text);
    line-height: 1.85;
    margin-bottom: 16px;
  }
  .article-main ul, .article-main ol {
    margin: 16px 0 24px 24px;
    display: flex; flex-direction: column; gap: 8px;
  }
  .article-main li {
    font-size: 15px;
    color: var(--text);
    line-height: 1.7;
  }
  .article-main strong { color: var(--navy); }

  /* Info box / callout */
  .info-box {
    background: rgba(201,168,76,0.08);
    border-left: 3px solid var(--gold);
    padding: 24px 28px;
    margin: 32px 0;
    border-radius: 0 6px 6px 0;
  }
  .info-box p {
    font-size: 15px;
    color: var(--text);
    line-height: 1.75;
    margin-bottom: 0;
  }
  .info-box strong { color: var(--navy); }

  /* Sidebar */
  .article-sidebar {
    position: sticky;
    top: 100px;
  }
  .sidebar-cta {
    background: var(--navy);
    padding: 36px 28px;
    border-radius: 8px;
    margin-bottom: 24px;
  }
  .sidebar-cta h3 {
    font-family: var(--serif);
    font-size: 20px;
    color: var(--white);
    margin-bottom: 12px;
    line-height: 1.3;
  }
  .sidebar-cta p {
    font-size: 14px;
    color: rgba(247,245,242,0.6);
    line-height: 1.7;
    margin-bottom: 20px;
  }
  .sidebar-cta .btn-primary {
    display: block;
    text-align: center;
    font-size: 14px;
    padding: 14px 24px;
  }
  .sidebar-links {
    background: var(--white);
    border: 1px solid var(--border);
    border-radius: 8px;
    padding: 28px;
  }
  .sidebar-links h4 {
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 1.5px;
    text-transform: uppercase;
    color: var(--gold);
    margin-bottom: 16px;
  }
  .sidebar-links a {
    display: block;
    padding: 10px 0;
    font-size: 14px;
    color: var(--text);
    text-decoration: none;
    border-bottom: 1px solid var(--border);
    transition: color 0.2s;
  }
  .sidebar-links a:last-child { border-bottom: none; }
  .sidebar-links a:hover { color: var(--gold); }
  .sidebar-links a.active {
    color: var(--navy);
    font-weight: 600;
  }

  /* FAQ on subpages */
  .page-faq {
    background: var(--light-bg);
    padding: 80px;
  }
  .page-faq h2 {
    font-family: var(--serif);
    font-size: 28px;
    color: var(--navy);
    margin-bottom: 32px;
  }
  .page-faq .faq-list { max-width: 760px; }

  /* CTA banner */
  .cta-banner {
    background: var(--navy);
    padding: 64px 80px;
    text-align: center;
  }
  .cta-banner h2 {
    font-family: var(--serif);
    font-size: 30px;
    color: var(--white);
    margin-bottom: 16px;
  }
  .cta-banner p {
    font-size: 16px;
    color: rgba(247,245,242,0.6);
    margin-bottom: 28px;
    max-width: 500px;
    margin-left: auto;
    margin-right: auto;
    line-height: 1.7;
  }

  /* Responsive subpage */
  @media (max-width: 1024px) {
    .article { padding: 60px 48px; }
    .article-grid { grid-template-columns: 1fr; gap: 48px; }
    .article-sidebar { position: static; }
    .page-hero { padding: 120px 48px 60px; }
    .page-faq { padding: 60px 48px; }
    .cta-banner { padding: 48px; }
  }
  @media (max-width: 768px) {
    .article { padding: 40px 20px; }
    .page-hero { padding: 96px 20px 48px; }
    .page-faq { padding: 48px 20px; }
    .cta-banner { padding: 40px 20px; }
    .cta-banner h2 { font-size: 24px; }
  }